Skywaters Residences Progressive Payment Calculator

This calculator lays out a purchase at Skywaters Residences on the progressive payment scheme: the loan-to-value tier and downpayment, the stamp duty for the buyer’s profile, and the instalment at each stage as the bank releases the loan during construction, following the payment scheme. Illustrative figure, enter your own price: the price field opens at $1,500,000, which is not the price of any home at the development; the Sales Concierge sends the current price list on request.

Purchase price ($)

Illustrative figure, enter your own price.

Loan term (years)

Over 30 years, or a loan running past age 65, lowers the LTV ceiling.

Interest rate (% p.a.)

Buyer profile

Residential properties currently owned

Housing loans currently being serviced

How the purchase price is funded

Component	%	Amount

Figures assume the loan ends by age 65; a lower loan-to-value limit applies if it runs past that.

Duty and upfront costs

Loan disbursement and monthly instalment, stage by stage

Swipe sideways to see the full table

Stage	Drawn this stage (% of price)	Disbursement amount	Description	Est. monthly payment	Est. monthly interest	Est. monthly principal

Reading the table. Drawn this stage is what the bank pays the developer at that milestone, which is not always the statutory stage percentage: your own funds cover the first part of the price, so at 75% loan-to-value the first bank payment, at the foundation stage, is only the 5% above the 25% you have paid. The disbursement column adds up to the loan, not the price. Instalments are amortised on the amount drawn so far over the full term. IRAS and MAS rates as at October 2026; indicative only, confirm with your bank. The binding schedule for Skywaters Residences is set out in the sale and purchase agreement.

Reading Skywaters Residences Payment Schedule

Cash and CPF meet the booking fee and the rest of the buyer’s own share first. The bank then pays each certified stage from the foundation onwards, through TOP to the Certificate of Statutory Completion, so the monthly repayment rises as the building is completed. Where early stages are already certified at booking, the Sales Concierge sets out the sums due together.

For a buyer still repaying another home loan, the 45% limit raises the upfront sum sharply, and ABSD can become the largest single cost. Size the loan with the TDSR calculator, then match the schedule to a particular unit at a showflat appointment.

Now selling

Request the Skywaters Residences Price List

Skywaters Residences is open for sale, and the Sales Concierge sends the current price list with the homes still available in the tower. Showflat viewings are arranged by appointment through the Sales Concierge.